Welcome to my blog. I document my adventures in travel, style, and food. Hope you have a nice stay!

Is your portfolio too spicy?

I love chili, although I’m not sure I have ever made it the same way twice. The taste is completely dependent on the combination of ingredients that we use: too much pepper and it is very spicy— probably causing a bad case of indigestion—too little salt and it is bland, leaving us unsatisfied. But if we use the proper mix, turn down the heat and simmer for a long time, stirring occasionally but not too often, we will likely experience a terrific meal. Our investment portfolio is a lot like our chili recipe: it must have the proper diversification to properly balance growth and risk. Too much of one asset class (pepper) and we are asking for a bad case of indigestion. Not enough of another asset class and we may not experience the long term growth that we need to achieve our goals and offset the effects of inflation.

But if we simply follow a “recipe”, use quality ingredients, and take a long term view—re-balancing periodically, we can progress towards our financial goals over time.


reinertwebFor more information on diversification and other helpful planning tools, visit http://www.reinertwealthmanagement.com/resource-center/investment/a-look-at-diversification

Reinert Wealth Management: Creating financial recipes since 1989!

Mark Reinert, CFP®, RICP®, MBA Reinert Wealth Management

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC As an independent advisor with LPL Financial, Mark serves clients through financial planning and investment advising. Mark became a financial advisor in 1989 and obtained his CERTIFIED FINANCIAL PLANNERTM designation in 1995. He obtained his RETIREMENT INCOME CERTIFIED PROFESSIONAL®

Mark is a former adjunct faculty member of Baker University where he taught graduate and undergraduate finance and economics courses for nearly ten years, and worked in the banking industry for five years. He has been featured in several publications regarding financial advice and is a regular speaker with various civic and academic organizations.

Mark received his and MBA from Pittsburg State University in 1988 and undergraduate degree from St. Mary of the Plains College in 1984.

Mark Reinert may only discuss and/or transact securities business with residents of the following states: AL, AR, AZ, CA, CO, FL, IL, KS, MO, NE, OK, TN, TX, and WY.

First Friday Artwalk & Shopping Guide

Michael Tablang, M.D., Joins Cotton O’Neil